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New Zealand Travel Insurance

New Zealand travel insurance is one of the things you will have to organise during planning your holiday and before you start your travels.

It's always best to get insured for your holiday before you book any flights, activities, accommodation, car or campervan hire, or anything else for that matter!

Don't be caught out by thinking you can save money by not investing in travel insurance, anything can happen and it is false economy to think that losing luggage or needing hospital treatment while on holiday won't happen to you.

If you have already organised your New Zealand travel insurance and something goes wrong with any of your bookings or other arrangements you will at least know you are insured for these eventualities and they won't become a disaster.

Nothing is going to ruin your experience more than losing your luggage at the start of your vacation and not being able to replace it, or your chosen airline going out of business, or you lose your passport and equally valuable documentation and possessions, it's easily done and is more common than you may think.

Key messages to remember when looking to get insured

  1. Buy online... you can often find online special offers
  2. Ensure you are fully covered for the countries you are travelling to
  3. Look for provision that caters for your individual requirements, such as if you are a student or gap year traveller
  4. Check you can make online claims
  5. Check you can ask for extensions while you are away, you may want to stay longer!
  6. Ensure you will be covered for all overseas medical, evacuation (helicopter rescues are expensive), and baggage expenses
  7. Check how much the excess is for different levels of claims. Sometimes you can pay a little bit more and the excess is then waived
  8. If you intend taking part in adventure activities such as skiing & snowboarding, you will need appropriate cover. Not all companies include these activities in the provision and they are often excluded from a basic holiday cover. WorldNomads.com is available to travellers from over 150 countries and they also provide cover for a wide range of adventurous activities.

WorldNomads.com's Insurance Director, Graham Kingaby, gives an overview of how the current Swine Flu outbreak could affect your travel insurance cover.

 

Footprints program: Make a difference in the places you travel

One of my recommendations to consider in your search to get insure for your travels is World Nomads. Buying your New Zealand Travel insurance from Worldnomads.com has additional benefits, some of which I have outlined below.

When you travel to far out places you often receive generous and gracious hospitality from local people, even when they don't have much themselves. It's amazing how much time and hospitable attitude people are prepared to give you across the world. Often more noticeable in the poorest communities.

We believe, we have a moral obligation to give something back to the people who live in the global communities that we visit particularly when we are on holiday. Helping people in communities that we visit for a vacation, sometimes struggling with maintaining basic necessities such as food and water, it is simply the best thing you can do to say thank you for your holiday experience!

How can you help? When you insure your travels through World Nomads, you are adding to the support WorldNomads.com Footprints program provides in funding local community projects to end poverty.

So... not only do you get New Zealand travel insurance to the highest standard, you can also feel proud that you are helping World Nomads to continue with the WorldNomads.com Footprints program

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Screen shot of the free travel journal

Why not also visit a site where you can share your adventures with other travellers? Select the image on the right and you can create you own journal and read stories from likeminded travellers.

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